CALCULATORS   Find the answers you are looking for . . . Here you can find a library of financial calculators to help you begin planning your financial future - from forecasting your retirement options or child's college fund to estate planning and mortgage refinancing.  Interactive calculations, dynamic graphs, and fully customizable reports are just a few features provided with our calculators to support thorough financial planning and a sound decision-making process. Although not a substitute for advice and information provided by a qualified professional, our calculators offer a good starting point.  We will be happy to assist you in working through and understanding any of these calculators, discussing the results with you in greater depth, or making and implementing a business plan or financial decision based upon the results.  Contact us to discuss further, or if you have any questions.  Check back periodically for new calculators. Please note, you may need to download free Java software to enable some of these calculators.  Click here www.java.com/getjava/ to download Java software to your computer if you cannot view a calculator.

Retirement Planner Quickly determine if your retirement plan is on track - and learn how to keep it there. Lease vs. Buy Should you lease your next automobile or finance it? Find out with this calculator! Net to Gross Paycheck Calculator This calculator helps you determine the gross paycheck needed to provide a required net amount. Required Minimum Distributions The IRS requires that you withdraw at least a minimum amount - known as a Required Minimum Distribution - from your retirement accounts annually, starting the year you turn age 70-1/2. Determining how much you are required to withdraw is an important issue in retirement planning. Use this calculator to determine your Required Minimum Distributions. Loan Calculator This calculator will display the monthly payment, total interest and total payment for your loan based on the loan amount, term and interest rate entered. College Savings Use this calculator to help develop or fine tune your education savings plan. Auto Loans Find out how much automobile you can buy based on your monthly payment, or find out your loan payment based on your purchase price! Mortgage Points Calculator Should you buy points? Use this calculator to find out. Amortizing Loan Calculator Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment! Refinance Breakeven Should you refinance your mortgage? Use this calculator to determine when you will breakeven!