CALCULATORS   Find the answers you are looking for . . . Here you can find a library of financial calculators to help you begin planning your financial future - from forecasting your retirement options or child's college fund to estate planning and mortgage refinancing.  Interactive calculations, dynamic graphs, and fully customizable reports are just a few features provided with our calculators to support thorough financial planning and a sound decision-making process. Although not a substitute for advice and information provided by a qualified professional, our calculators offer a good starting point.  We will be happy to assist you in working through and understanding any of these calculators, discussing the results with you in greater depth, or making and implementing a business plan or financial decision based upon the results.  Contact us to discuss further, or if you have any questions.  Check back periodically for new calculators. Please note, you may need to download free Java software to enable some of these calculators.  Click here www.java.com/getjava/ to download Java software to your computer if you cannot view a calculator.

Retirement Income Planner Use this calculator to evaluate your retirement income plan. Buying vs. Leasing - Auto Use this calculator to determine if you should lease or buy your next vehicle. Paycheck Calculator - Salaried This calculator computes net or gross pay for a single paycheck and displays the various withholdings. Minimum IRA Distribution Use this calculator to determine the amount that the federal government requires you to withdraw annually from your IRA. Loan Calculator Use this calculator to view the total interest and total payment for a mortgage based on the loan amount, years of payments, and annual interest rate you enter. Children's Education Savings Use this calculator to evaluate and determine if you need to make changes to your college savings plan. Auto Loan Payment Calculator Use this calculator to calculate an auto loan amount based on your desired monthly payment or to calculate a monthly payment based on an auto loan amount. Pay Points on Mortgage This calculator helps to determine if reducing your mortgage interest rate by paying points is the best option. Loan Amortization Calculator Use this calculator to calculate a loan amount based on your desired monthly payment or to calculate a monthly payment based on a loan amount. Mortgage Refinance Breakeven Use this calculator to determine if you should refinance your mortgage and when you will break even.